Loans

Ordinary Loan

The loan is provided to various purposes to the members of the Society subject to a maximum of Rs 2500000/- for each member. The security for the loan varies withpurpose and amount of loan.

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Vanitha Selfie Loan

As part of the women empowerment the scheme is aimed at providing loan assistance to ladies for purchase of two wheelers.

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Nithya Nidhi Loan

The loan scheme formulated especially for the businessmen who requires financial assistance for keeping their business run smoothly. The loan is given on the security of two other businessmen with minimum paper works. The collection agent will come to the business house to collect the repayment amount.

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Self Employment Loan

The society provides loan assistance to individuals under the self-employment scheme for purchase of autorikshaw. The vehicle is to be hypothecated to the Society and loan is provided upto 60 months.

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Gold Loan

This loan can be availed by both A class and C class members. Our gold loan facility offers easy documentation, draw instant cash by pledging your gold ornaments. Maximum rate per gram subject to purity and net weight of the gold.

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Deposit Loan

The customers can take loan against the security of the term deposits with the Society. Up to 80% of the deposit amount will be given as loan. The rate of interest will be 2% above the deposit rate of interest, which is calculated on daily balance.

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RD Loan

The Society also provides up to 80% of loan against the monthly installments paid on the recurring deposits.

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MDS (Chitty) Loan

The loan is provided to the customers where the maximum loan allowed is 80% of the total installment amount paid.

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